/* =============================================
   MNCAgra.co — CA Firm Website
   Primary Stylesheet
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&family=Playfair+Display:ital,wght@0,600;0,700;1,600&display=swap');

/* =============================================
   CSS VARIABLES
   ============================================= */
:root {
  --navy:       #1A4731;  /* Forest Green — primary */
  --slate:      #113321;  /* Darker Forest Green */
  --slate-md:   #2D5E3F;  /* Mid Forest Green */
  --gold:       #C8A96B;
  --gold-light: #DFC28E;
  --white:      #FFFFFF;
  --bg-light:   #FDFAF4;  /* Warm Ivory */
  --bg-alt:     #F2EDE0;  /* Alt Ivory */
  --text:       #1C2B1F;  /* Dark Forest Text */
  --text-muted: #607060;  /* Muted Forest Text */
  --border:     #D5CCBA;  /* Warm Border */

  --font-main: 'Poppins', sans-serif;
  --font-head: 'Playfair Display', serif;

  --radius-sm: 6px;
  --radius:    12px;
  --radius-lg: 20px;

  --shadow-sm: 0 2px 8px rgba(26,71,49,0.08);
  --shadow:    0 8px 32px rgba(26,71,49,0.12);
  --shadow-lg: 0 20px 60px rgba(26,71,49,0.18);

  --transition: all 0.3s ease;
}

/* =============================================
   RESET & BASE
   ============================================= */
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  overflow-x: hidden; /* prevent horizontal scroll on iOS Safari */
}

body {
  font-family: var(--font-main);
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
  max-width: 100%;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; transition: var(--transition); }
ul { list-style: none; }

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-main);
  font-weight: 700;
  line-height: 1.2;
  color: var(--navy);
}

p { color: var(--text-muted); line-height: 1.8; }

/* =============================================
   UTILITY CLASSES
   ============================================= */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.section-pad { padding: 100px 0; }
.section-pad-sm { padding: 70px 0; }

.text-gold   { color: var(--gold); }
.text-navy   { color: var(--navy); }
.text-white  { color: var(--white); }
.text-muted  { color: var(--text-muted); }
.text-center { text-align: center; }
.bg-navy     { background: var(--navy); }
.bg-slate    { background: var(--slate); }
.bg-light    { background: var(--bg-light); }
.bg-alt      { background: var(--bg-alt); }
.bg-white    { background: var(--white); }

.d-flex { display: flex; }
.align-center { align-items: center; }
.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.gap-1 { gap: 8px; }
.gap-2 { gap: 16px; }
.gap-3 { gap: 24px; }
.gap-4 { gap: 32px; }

.fw-500 { font-weight: 500; }
.fw-600 { font-weight: 600; }
.fw-700 { font-weight: 700; }

/* =============================================
   SECTION LABELS
   ============================================= */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200,169,107,0.12);
  border: 1px solid rgba(200,169,107,0.35);
  color: var(--gold);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 16px;
}

.section-title {
  font-size: 38px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.2;
}

.section-title span { color: var(--gold); }

.section-sub {
  font-size: 17px;
  color: var(--text-muted);
  max-width: 600px;
  line-height: 1.7;
}

.section-header-center {
  text-align: center;
  margin-bottom: 60px;
}
.section-header-center .section-sub { margin: 0 auto; }

.divider-gold {
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 2px;
  margin: 16px 0;
}
.divider-gold.center { margin: 16px auto; }

/* =============================================
   BUTTONS
   ============================================= */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: var(--radius-sm);
  font-family: var(--font-main);
  font-size: 15px;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-primary:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(200,169,107,0.35);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.5);
}
.btn-outline:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  transform: translateY(-2px);
}

.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}
.btn-outline-gold:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-2px);
}

.btn-outline-navy {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn-outline-navy:hover {
  background: var(--navy);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-sm { padding: 9px 20px; font-size: 14px; }
.btn-lg { padding: 16px 36px; font-size: 16px; }

/* =============================================
   NAVBAR
   ============================================= */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  height: 80px;
  background: transparent;
  transition: background 0.4s ease, box-shadow 0.4s ease;
}

.navbar.scrolled {
  background: var(--navy);
  box-shadow: 0 4px 30px rgba(0,0,0,0.3);
}

.navbar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logo */
.navbar-logo {
  display: flex;
  flex-direction: column;
  line-height: 1;
}

.logo-main {
  font-family: var(--font-main);
  font-size: 20px;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.3px;
}

.logo-main span { color: var(--gold); }

.logo-sub {
  font-size: 9px;
  font-weight: 500;
  color: rgba(255,255,255,0.55);
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-top: 2px;
}

/* Nav links */
.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav-item { position: relative; }

.nav-link {
  display: block;
  padding: 10px 14px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.82);
  border-radius: var(--radius-sm);
  transition: var(--transition);
  white-space: nowrap;
}

.nav-link:hover,
.nav-link.active {
  color: var(--gold);
}

/* Dropdown */
.nav-item.has-dropdown:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }

.dropdown {
  position: absolute;
  top: calc(100% + 8px);
  left: 0;
  min-width: 220px;
  background: var(--navy);
  border: 1px solid rgba(200,169,107,0.2);
  border-radius: var(--radius);
  padding: 10px 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-8px);
  transition: var(--transition);
  box-shadow: var(--shadow-lg);
  z-index: 100;
}

.dropdown a {
  display: block;
  padding: 10px 20px;
  font-size: 14px;
  color: rgba(255,255,255,0.78);
  transition: var(--transition);
}

.dropdown a:hover {
  color: var(--gold);
  background: rgba(200,169,107,0.08);
  padding-left: 26px;
}

/* Nav CTA */
.nav-cta { margin-left: 12px; }

/* Mobile Toggle */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  border: none;
  background: none;
}

.hamburger span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile Menu */
.mobile-menu {
  display: none;
  position: fixed;
  top: 80px;
  left: 0;
  right: 0;
  background: var(--navy);
  padding: 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
  z-index: 999;
  max-height: calc(100vh - 80px);
  overflow-y: auto;
}

.mobile-menu.open { display: block; }

.mobile-menu .nav-link {
  padding: 14px 0;
  font-size: 16px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  display: block;
  color: rgba(255,255,255,0.82);
}

.mobile-menu .nav-link:last-child { border-bottom: none; }

.mobile-menu .dropdown {
  position: static;
  opacity: 1;
  visibility: visible;
  transform: none;
  background: rgba(255,255,255,0.04);
  border: none;
  border-radius: var(--radius-sm);
  margin: 8px 0 12px;
  padding: 8px 0;
  box-shadow: none;
}

.mobile-menu .dropdown a {
  padding: 10px 16px;
  font-size: 14px;
}

.mobile-menu .btn { width: 100%; justify-content: center; margin-top: 16px; }

/* =============================================
   HERO SECTION
   ============================================= */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--navy) 0%, #113321 60%, #0a2218 100%);
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 120px 0 80px;
}

.hero::before {
  content: '';
  position: absolute;
  top: -200px;
  right: -200px;
  width: 700px;
  height: 700px;
  background: radial-gradient(circle, rgba(200,169,107,0.08) 0%, transparent 70%);
  border-radius: 50%;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -150px;
  left: -100px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(200,169,107,0.04) 0%, transparent 70%);
  border-radius: 50%;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(200,169,107,0.12);
  border: 1px solid rgba(200,169,107,0.3);
  color: var(--gold);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  padding: 7px 18px;
  border-radius: 50px;
  margin-bottom: 28px;
}

.hero-title {
  font-size: clamp(38px, 5vw, 62px);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 20px;
}

.hero-title .accent { color: var(--gold); }

.hero-subtitle {
  font-size: 17px;
  color: rgba(255,255,255,0.65);
  line-height: 1.8;
  margin-bottom: 36px;
  max-width: 520px;
}

.hero-btns {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 52px;
}

.hero-badges {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
}

.hero-badge {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.65);
  font-weight: 500;
}

.hero-badge i { color: var(--gold); font-size: 16px; }

/* Hero Visual Side */
.hero-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  padding: 50px 28px; /* breathing room for floating tags */
}

.hero-card-main {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(200,169,107,0.2);
  backdrop-filter: blur(20px);
  border-radius: var(--radius-lg);
  padding: 48px 36px;
  width: 100%;
  max-width: 400px;
  position: relative;
  z-index: 1;
}

.hero-card-main .firm-logo-big {
  font-size: 28px;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 6px;
}

.hero-card-main .firm-logo-big span { color: var(--gold); }

.hero-card-main .firm-tagline {
  font-size: 12px;
  letter-spacing: 2px;
  color: rgba(255,255,255,0.45);
  text-transform: uppercase;
  margin-bottom: 32px;
}

.hero-stats-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 28px;
}

.hero-stat {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(200,169,107,0.15);
  border-radius: var(--radius);
  padding: 18px 16px;
  text-align: center;
}

.hero-stat .num {
  font-size: 28px;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}

.hero-stat .lbl {
  font-size: 11px;
  color: rgba(255,255,255,0.55);
  margin-top: 4px;
  line-height: 1.4;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.hero-empanel-badges {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.empanel-badge {
  background: rgba(200,169,107,0.1);
  border: 1px solid rgba(200,169,107,0.25);
  color: var(--gold);
  font-size: 11px;
  font-weight: 600;
  padding: 6px 12px;
  border-radius: 50px;
  letter-spacing: 0.5px;
}

/* Floating tag */
.float-tag {
  position: absolute;
  background: var(--navy);
  border: 1px solid rgba(200,169,107,0.3);
  border-radius: var(--radius);
  padding: 14px 18px;
  box-shadow: var(--shadow);
  animation: float 3s ease-in-out infinite;
  z-index: 10;
}

.float-tag-1 { top: 8px;    right: 6px; }
.float-tag-2 { bottom: 8px; left:  6px; }

.float-tag .ft-icon { font-size: 20px; color: var(--gold); margin-bottom: 4px; }
.float-tag .ft-text { font-size: 12px; color: rgba(255,255,255,0.75); font-weight: 500; }
.float-tag .ft-val  { font-size: 14px; color: var(--white); font-weight: 700; }

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* =============================================
   TRUST BAR
   ============================================= */
.trust-bar {
  background: var(--slate);
  padding: 28px 0;
  border-top: 1px solid rgba(200,169,107,0.15);
  border-bottom: 1px solid rgba(200,169,107,0.15);
}

.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: space-around;
  flex-wrap: wrap;
  gap: 24px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  flex: 1;
  min-width: 160px;
}

.trust-item-icon {
  width: 44px;
  height: 44px;
  background: rgba(200,169,107,0.12);
  border: 1px solid rgba(200,169,107,0.25);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.trust-item-icon i { color: var(--gold); font-size: 18px; }

.trust-item-text .val {
  font-size: 18px;
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
}

.trust-item-text .lbl {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  font-weight: 400;
  margin-top: 2px;
}

.trust-divider {
  width: 1px;
  height: 44px;
  background: rgba(255,255,255,0.1);
  flex-shrink: 0;
}

/* =============================================
   ABOUT SNAPSHOT
   ============================================= */
.about-snapshot {
  padding: 100px 0;
  overflow: hidden;
}

.about-snapshot-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.about-snapshot-visual {
  position: relative;
}

.about-main-box {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 48px 40px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.about-main-box::before {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(200,169,107,0.12) 0%, transparent 70%);
  border-radius: 50%;
}

.about-main-box .firm-year {
  font-size: 80px;
  font-weight: 800;
  color: rgba(200,169,107,0.15);
  line-height: 1;
  margin-bottom: -20px;
}

.about-main-box h3 {
  font-size: 26px;
  color: var(--white);
  margin-bottom: 12px;
  position: relative;
  z-index: 1;
}

.about-main-box p {
  color: rgba(255,255,255,0.65);
  font-size: 15px;
  line-height: 1.8;
  position: relative;
  z-index: 1;
}

.about-mini-cards {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 20px;
}

.about-mini-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(200,169,107,0.15);
  border-radius: var(--radius);
  padding: 18px;
}

.about-mini-card .num {
  font-size: 22px;
  font-weight: 700;
  color: var(--gold);
}

.about-mini-card .lbl {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  margin-top: 4px;
}

/* About content */
.about-content p { margin-bottom: 18px; font-size: 16px; }

.about-points { margin: 28px 0; }

.about-point {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 16px;
}

.ap-icon {
  width: 36px;
  height: 36px;
  background: rgba(200,169,107,0.1);
  border: 1px solid rgba(200,169,107,0.25);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.ap-icon i { color: var(--gold); font-size: 15px; }

.ap-text .tit {
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 2px;
}

.ap-text .sub { font-size: 13px; color: var(--text-muted); }

/* =============================================
   SERVICES SECTION
   ============================================= */
.services-section { background: var(--bg-light); padding: 100px 0; }

.services-tabs {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 50px;
}

.stab {
  padding: 10px 24px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 50px;
  font-size: 14px;
  font-weight: 500;
  color: var(--text-muted);
  cursor: pointer;
  transition: var(--transition);
}

.stab:hover, .stab.active {
  background: var(--navy);
  border-color: var(--navy);
  color: var(--white);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.service-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: var(--transition);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}

.sc-banner {
  margin: -32px -28px 24px -28px;
  height: 180px;
  overflow: hidden;
  border-radius: var(--radius) var(--radius) 0 0;
}

.sc-banner img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.5s ease;
}

.service-card:hover .sc-banner img {
  transform: scale(1.06);
}

.service-card::before {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  transform: scaleX(0);
  transition: var(--transition);
}

.service-card:hover {
  border-color: rgba(200,169,107,0.35);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}

.service-card:hover::before { transform: scaleX(1); }

.sc-icon {
  width: 56px;
  height: 56px;
  background: rgba(26,71,49,0.05);
  border: 1.5px solid rgba(26,71,49,0.08);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  transition: var(--transition);
}

.service-card:hover .sc-icon {
  background: rgba(200,169,107,0.1);
  border-color: rgba(200,169,107,0.3);
}

.sc-icon i { font-size: 24px; color: var(--navy); transition: var(--transition); }
.service-card:hover .sc-icon i { color: var(--gold); }

.sc-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.sc-desc {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 20px;
}

.sc-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 600;
  color: var(--gold);
  transition: var(--transition);
}

.sc-link i { font-size: 12px; transition: var(--transition); }
.service-card:hover .sc-link i { transform: translateX(4px); }

/* =============================================
   CONSULTATION MODAL
   ============================================= */
.consult-modal {
  position: fixed;
  inset: 0;
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
}

.consult-modal.open {
  opacity: 1;
  pointer-events: all;
}

.consult-modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(26, 71, 49, 0.72);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}

.consult-modal-box {
  position: relative;
  background: var(--white);
  border-radius: var(--radius-lg);
  width: 100%;
  max-width: 680px;
  max-height: 92vh;
  overflow-y: auto;
  padding: 48px 40px 40px;
  box-shadow: var(--shadow-lg);
  transform: translateY(28px) scale(0.97);
  transition: transform 0.35s cubic-bezier(0.34, 1.56, 0.64, 1);
}

.consult-modal.open .consult-modal-box {
  transform: translateY(0) scale(1);
}

.consult-modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--bg-light);
  border: 1.5px solid var(--border);
  color: var(--navy);
  font-size: 15px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  line-height: 1;
}

.consult-modal-close:hover {
  background: var(--navy);
  color: var(--white);
  border-color: var(--navy);
}

.consult-modal-header {
  margin-bottom: 28px;
}

.consult-modal-header h3 {
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
  margin: 8px 0 6px;
}

.consult-modal-header h3 span { color: var(--gold); }

.consult-modal-header > p {
  font-size: 14px;
  color: var(--text-muted);
}

@media (max-width: 600px) {
  .consult-modal-box {
    padding: 40px 20px 28px;
    border-radius: var(--radius);
  }
}

/* =============================================
   BANKING EXPERTISE SECTION
   ============================================= */
.banking-section {
  background: var(--navy);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}

.banking-section::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: 
    radial-gradient(ellipse at 20% 50%, rgba(200,169,107,0.06) 0%, transparent 60%),
    radial-gradient(ellipse at 80% 50%, rgba(200,169,107,0.04) 0%, transparent 60%);
}

.banking-section .section-title { color: var(--white); }
.banking-section .section-sub { color: rgba(255,255,255,0.6); }
.banking-section .section-label { background: rgba(200,169,107,0.08); }

.banking-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.banking-visual { position: relative; }

.banks-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(200,169,107,0.2);
  border-radius: var(--radius-lg);
  padding: 36px;
}

.banks-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1.8px;
  color: var(--gold);
  text-transform: uppercase;
  margin-bottom: 24px;
}

.banks-list {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.bank-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  background: rgba(255,255,255,0.03);
  border: 1px solid rgba(255,255,255,0.06);
  border-radius: 10px;
  transition: var(--transition);
}

.bank-item:hover {
  background: rgba(200,169,107,0.08);
  border-color: rgba(200,169,107,0.2);
}

.bank-icon {
  width: 38px;
  height: 38px;
  background: rgba(200,169,107,0.1);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.bank-icon i { color: var(--gold); font-size: 16px; }

.bank-info .bname { font-size: 14px; font-weight: 600; color: var(--white); }
.bank-info .btype { font-size: 12px; color: rgba(255,255,255,0.45); margin-top: 2px; }

.banking-content .section-label { margin-bottom: 20px; }

.audit-types-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 32px 0;
}

.audit-type-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(200,169,107,0.12);
  border-radius: 10px;
  font-size: 14px;
  color: rgba(255,255,255,0.75);
  font-weight: 500;
  transition: var(--transition);
}

.audit-type-item:hover {
  background: rgba(200,169,107,0.08);
  border-color: rgba(200,169,107,0.25);
  color: var(--gold);
}

.audit-type-item i { color: var(--gold); font-size: 14px; }

/* =============================================
   GOVERNMENT SECTION
   ============================================= */
.govt-section { padding: 100px 0; background: var(--white); }

.govt-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.govt-card {
  background: var(--bg-light);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  transition: var(--transition);
}

.govt-card:hover {
  border-color: rgba(200,169,107,0.35);
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}

.govt-card .gc-icon {
  width: 50px;
  height: 50px;
  background: rgba(26,71,49,0.06);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}

.govt-card .gc-icon i { font-size: 22px; color: var(--navy); }

.govt-card h4 {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  line-height: 1.3;
}

.govt-card p { font-size: 13px; line-height: 1.7; }

/* =============================================
   WHY CHOOSE US
   ============================================= */
.why-section { background: var(--bg-light); padding: 100px 0; }

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
}

.why-list { display: flex; flex-direction: column; gap: 20px; }

.why-item {
  display: flex;
  align-items: flex-start;
  gap: 18px;
  padding: 24px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  transition: var(--transition);
}

.why-item:hover {
  border-color: rgba(200,169,107,0.35);
  box-shadow: var(--shadow-sm);
  transform: translateX(4px);
}

.wi-icon {
  width: 48px;
  height: 48px;
  background: rgba(200,169,107,0.1);
  border: 1.5px solid rgba(200,169,107,0.25);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.wi-icon i { color: var(--gold); font-size: 20px; }

.wi-text h4 { font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.wi-text p { font-size: 14px; line-height: 1.6; margin: 0; }

.why-stats-box {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 48px 40px;
  position: relative;
  overflow: hidden;
}

.why-stats-box::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 250px;
  height: 250px;
  background: radial-gradient(circle, rgba(200,169,107,0.1) 0%, transparent 70%);
  border-radius: 50%;
}

.why-stats-box h3 {
  color: var(--white);
  font-size: 26px;
  margin-bottom: 32px;
  position: relative;
  z-index: 1;
}

.stats-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  position: relative;
  z-index: 1;
}

.stat-item {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(200,169,107,0.15);
  border-radius: var(--radius);
  padding: 22px 18px;
  text-align: center;
}

.stat-item .num {
  font-size: 32px;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}

.stat-item .lbl {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  margin-top: 6px;
  font-weight: 400;
}

.empanel-list {
  margin-top: 28px;
  position: relative;
  z-index: 1;
}

.empanel-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  font-size: 14px;
  color: rgba(255,255,255,0.72);
}

.empanel-item:last-child { border-bottom: none; }
.empanel-item i { color: var(--gold); font-size: 14px; }

/* =============================================
   TEAM SECTION
   ============================================= */
.team-section { padding: 100px 0; background: var(--white); }

.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.team-card {
  background: var(--bg-light);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: var(--transition);
}

.team-card:hover {
  border-color: rgba(200,169,107,0.35);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}

.team-avatar {
  height: 200px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--slate) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.team-avatar::before {
  content: '';
  position: absolute;
  top: -30px;
  right: -30px;
  width: 120px;
  height: 120px;
  background: radial-gradient(circle, rgba(200,169,107,0.12) 0%, transparent 70%);
  border-radius: 50%;
}

.team-avatar-initials {
  font-size: 42px;
  font-weight: 800;
  color: rgba(255,255,255,0.15);
  position: relative;
  z-index: 1;
}

.team-avatar-icon {
  width: 70px;
  height: 70px;
  background: rgba(200,169,107,0.15);
  border: 2px solid rgba(200,169,107,0.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  position: absolute;
}

.team-avatar-icon i { font-size: 30px; color: var(--gold); }

.team-info { padding: 24px 22px; }

.team-info h4 {
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}

.team-info .designation {
  font-size: 13px;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 10px;
}

.team-quals {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-bottom: 14px;
}

.qual-tag {
  background: rgba(26,71,49,0.06);
  border: 1px solid rgba(26,71,49,0.1);
  color: var(--slate-md);
  font-size: 11px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 50px;
}

.team-info .exp { font-size: 13px; color: var(--text-muted); line-height: 1.6; }

/* =============================================
   BRANCHES SECTION
   ============================================= */
.branches-section { background: var(--slate); padding: 80px 0; }

.branches-section .section-title { color: var(--white); }
.branches-section .section-label { background: rgba(200,169,107,0.08); }
.branches-section .divider-gold { margin: 12px 0; }

.branches-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.branch-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(200,169,107,0.15);
  border-radius: var(--radius);
  padding: 28px 22px;
  transition: var(--transition);
}

.branch-card:hover {
  background: rgba(200,169,107,0.06);
  border-color: rgba(200,169,107,0.3);
  transform: translateY(-3px);
}

.branch-card.head-office { border-color: rgba(200,169,107,0.35); background: rgba(200,169,107,0.06); }

.branch-badge {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--gold);
  background: rgba(200,169,107,0.1);
  border: 1px solid rgba(200,169,107,0.2);
  padding: 4px 10px;
  border-radius: 50px;
  display: inline-block;
  margin-bottom: 14px;
}

.branch-card h4 { font-size: 18px; font-weight: 700; color: var(--white); margin-bottom: 12px; }

.branch-card p {
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  line-height: 1.7;
  margin: 0;
}

.branch-detail {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  margin-top: 10px;
}

.branch-detail i { color: var(--gold); font-size: 13px; margin-top: 2px; flex-shrink: 0; }

/* =============================================
   CTA SECTION
   ============================================= */
.cta-section {
  background: linear-gradient(135deg, #071812 0%, var(--navy) 50%, #113321 100%);
  padding: 100px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(200,169,107,0.07) 0%, transparent 70%);
  border-radius: 50%;
}

.cta-section h2 { font-size: 42px; color: var(--white); margin-bottom: 16px; position: relative; z-index: 1; }
.cta-section h2 span { color: var(--gold); }
.cta-section p { color: rgba(255,255,255,0.65); font-size: 18px; margin-bottom: 40px; position: relative; z-index: 1; max-width: 600px; margin-left: auto; margin-right: auto; }
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; position: relative; z-index: 1; }
.cta-phone { font-size: 20px; color: var(--gold); font-weight: 700; margin: 24px 0 8px; position: relative; z-index: 1; }
.cta-phone a { color: var(--gold); }

/* =============================================
   FOOTER
   ============================================= */
.footer { background: #071812; padding: 70px 0 0; }

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.4fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.07);
}

.footer-brand .logo-main { font-size: 22px; font-weight: 800; color: var(--white); }
.footer-brand .logo-main span { color: var(--gold); }
.footer-brand .logo-sub { font-size: 10px; letter-spacing: 2px; color: rgba(255,255,255,0.35); text-transform: uppercase; margin-bottom: 16px; }
.footer-desc { font-size: 14px; color: rgba(255,255,255,0.45); line-height: 1.8; max-width: 280px; }

.footer-reg {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 20px;
}

.footer-reg-tag {
  font-size: 11px;
  font-weight: 600;
  color: rgba(255,255,255,0.5);
  border: 1px solid rgba(255,255,255,0.12);
  padding: 4px 10px;
  border-radius: 50px;
}

.footer-col h5 {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
}

.footer-links { display: flex; flex-direction: column; gap: 10px; }

.footer-links a {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  transition: var(--transition);
}

.footer-links a:hover { color: var(--gold); padding-left: 6px; }

.footer-contact-item {
  display: flex;
  gap: 12px;
  margin-bottom: 14px;
}

.footer-contact-item i {
  color: var(--gold);
  font-size: 15px;
  margin-top: 2px;
  flex-shrink: 0;
}

.footer-contact-item span { font-size: 14px; color: rgba(255,255,255,0.5); line-height: 1.6; }

.footer-bottom {
  padding: 22px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}

.footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.3); margin: 0; }

.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 13px; color: rgba(255,255,255,0.3); }
.footer-bottom-links a:hover { color: var(--gold); }

/* =============================================
   PAGE HERO (Inner Pages)
   ============================================= */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #113321 100%);
  padding: 140px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  top: -100px;
  left: 50%;
  transform: translateX(-50%);
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(200,169,107,0.07) 0%, transparent 70%);
  border-radius: 50%;
}

.page-hero h1 { font-size: 48px; color: var(--white); margin-bottom: 16px; position: relative; z-index: 1; }
.page-hero h1 span { color: var(--gold); }
.page-hero p { font-size: 18px; color: rgba(255,255,255,0.6); max-width: 600px; margin: 0 auto; position: relative; z-index: 1; }

.breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}

.breadcrumb a { font-size: 14px; color: rgba(255,255,255,0.5); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { font-size: 14px; color: rgba(255,255,255,0.3); }
.breadcrumb .current { font-size: 14px; color: var(--gold); font-weight: 500; }

/* =============================================
   ABOUT PAGE
   ============================================= */
.about-full { padding: 100px 0; }
.about-full-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }

.about-highlight-box {
  background: var(--bg-light);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 36px;
  margin-bottom: 28px;
}

.about-highlight-box h3 {
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 16px;
}

.reg-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}

.reg-badge {
  background: var(--navy);
  color: var(--gold);
  font-size: 12px;
  font-weight: 600;
  padding: 7px 14px;
  border-radius: 6px;
  letter-spacing: 0.5px;
}

.values-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 28px; }

.value-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
  transition: var(--transition);
}

.value-card:hover { border-color: rgba(200,169,107,0.35); box-shadow: var(--shadow-sm); }

.value-card i { font-size: 22px; color: var(--gold); margin-bottom: 10px; display: block; }
.value-card h5 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.value-card p { font-size: 13px; line-height: 1.6; margin: 0; }

/* =============================================
   SERVICES PAGE
   ============================================= */
.services-full { padding: 80px 0; }

.service-category-section { margin-bottom: 70px; }

.service-cat-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 32px;
  padding-bottom: 20px;
  border-bottom: 2px solid var(--border);
}

.service-cat-header .cat-icon {
  width: 52px;
  height: 52px;
  background: var(--navy);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.service-cat-header .cat-icon i { font-size: 22px; color: var(--gold); }
.service-cat-header h2 { font-size: 26px; color: var(--navy); }
.service-cat-header p { font-size: 14px; color: var(--text-muted); margin: 4px 0 0; }

/* =============================================
   CONTACT PAGE
   ============================================= */
.contact-section { padding: 100px 0; }

.contact-grid { display: grid; grid-template-columns: 1fr 1.6fr; gap: 70px; }

.contact-info h3 { font-size: 28px; color: var(--navy); margin-bottom: 12px; }
.contact-info > p { font-size: 15px; line-height: 1.8; margin-bottom: 36px; }

.contact-cards { display: flex; flex-direction: column; gap: 16px; }

.contact-card {
  background: var(--bg-light);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  transition: var(--transition);
}

.contact-card:hover { border-color: rgba(200,169,107,0.35); box-shadow: var(--shadow-sm); }

.cc-icon {
  width: 44px;
  height: 44px;
  background: rgba(200,169,107,0.1);
  border: 1.5px solid rgba(200,169,107,0.25);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.cc-icon i { color: var(--gold); font-size: 18px; }
.cc-text h5 { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.cc-text p, .cc-text a { font-size: 14px; color: var(--text-muted); line-height: 1.6; margin: 0; display: block; }
.cc-text a:hover { color: var(--gold); }

/* Contact Form */
.contact-form-box {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 48px 42px;
  box-shadow: var(--shadow-sm);
}

.contact-form-box h3 { font-size: 24px; color: var(--navy); margin-bottom: 6px; }
.contact-form-box > p { font-size: 14px; color: var(--text-muted); margin-bottom: 32px; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.form-group { margin-bottom: 20px; }

.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 8px;
  letter-spacing: 0.3px;
}

.form-group .required { color: #ef4444; }

.form-control {
  width: 100%;
  padding: 12px 16px;
  background: var(--bg-light);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-family: var(--font-main);
  font-size: 15px;
  color: var(--text);
  transition: var(--transition);
  outline: none;
}

.form-control:focus {
  border-color: var(--gold);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(200,169,107,0.12);
}

.form-control::placeholder { color: rgba(107,114,128,0.6); }

select.form-control { appearance: none; cursor: pointer; }
textarea.form-control { resize: vertical; min-height: 130px; }

.form-submit-note { font-size: 13px; color: var(--text-muted); margin-top: 12px; }

/* Form feedback */
.form-msg { padding: 14px 18px; border-radius: var(--radius-sm); font-size: 14px; margin-bottom: 20px; display: none; }
.form-msg.success { background: #f0fdf4; border: 1px solid #86efac; color: #15803d; }
.form-msg.error   { background: #fef2f2; border: 1px solid #fca5a5; color: #dc2626; }

/* =============================================
   BANKING AUDIT PAGE
   ============================================= */
.experience-section { padding: 80px 0; }

.exp-stats-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 36px;
  margin-bottom: 60px;
}

.exp-stat { text-align: center; }
.exp-stat .num { font-size: 36px; font-weight: 800; color: var(--gold); }
.exp-stat .lbl { font-size: 13px; color: rgba(255,255,255,0.55); margin-top: 6px; }
.exp-stat-divider { width: 1px; background: rgba(255,255,255,0.1); }

.audit-types-full { padding: 70px 0; background: var(--bg-light); }

.audit-type-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.audit-type-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: var(--transition);
}

.audit-type-card:hover {
  border-color: rgba(200,169,107,0.35);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}

.atc-icon {
  width: 54px;
  height: 54px;
  background: rgba(26,71,49,0.05);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.atc-icon i { font-size: 24px; color: var(--navy); }
.audit-type-card h4 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 10px; }
.audit-type-card p { font-size: 14px; line-height: 1.7; }

.audit-type-card ul { margin-top: 14px; }
.audit-type-card ul li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-muted);
  padding: 5px 0;
  border-bottom: 1px solid var(--border);
}
.audit-type-card ul li:last-child { border-bottom: none; }
.audit-type-card ul li i { color: var(--gold); font-size: 11px; }

/* =============================================
   TEAM PAGE
   ============================================= */
.team-full { padding: 80px 0; }

.team-card-full {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: grid;
  grid-template-columns: 280px 1fr;
  transition: var(--transition);
  margin-bottom: 30px;
}

.team-card-full:hover { border-color: rgba(200,169,107,0.35); box-shadow: var(--shadow); }

.tcf-photo {
  background: linear-gradient(135deg, var(--navy) 0%, var(--slate) 100%);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 40px;
  position: relative;
  overflow: hidden;
}

.tcf-photo::before {
  content: '';
  position: absolute;
  top: -40px;
  right: -40px;
  width: 150px;
  height: 150px;
  background: radial-gradient(circle, rgba(200,169,107,0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.tcf-avatar {
  width: 100px;
  height: 100px;
  background: rgba(200,169,107,0.12);
  border: 2px solid rgba(200,169,107,0.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  position: relative;
  z-index: 1;
}

.tcf-avatar i { font-size: 44px; color: var(--gold); }
.tcf-name { font-size: 18px; font-weight: 700; color: var(--white); margin-bottom: 4px; position: relative; z-index: 1; }
.tcf-desig { font-size: 13px; color: var(--gold); font-weight: 500; position: relative; z-index: 1; }

.tcf-content { padding: 40px; }
.tcf-content h3 { font-size: 24px; color: var(--navy); margin-bottom: 4px; }
.tcf-content .role { color: var(--gold); font-weight: 600; font-size: 15px; margin-bottom: 16px; }

.qual-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 20px; }
.qual-tag-lg { background: var(--bg-light); border: 1.5px solid var(--border); color: var(--navy); font-size: 12px; font-weight: 600; padding: 5px 12px; border-radius: 50px; }

.tcf-content p { font-size: 15px; line-height: 1.8; }

.expertise-tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 18px; }
.exp-tag { background: rgba(200,169,107,0.08); border: 1px solid rgba(200,169,107,0.2); color: var(--gold); font-size: 12px; font-weight: 500; padding: 5px 12px; border-radius: 50px; }

/* =============================================
   ADMIN PANEL
   ============================================= */
.admin-body { background: var(--bg-light); min-height: 100vh; font-family: var(--font-main); }

.admin-login-page {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--navy) 0%, #113321 100%);
  padding: 24px;
}

.admin-login-box {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 52px 44px;
  width: 100%;
  max-width: 440px;
  box-shadow: var(--shadow-lg);
}

.admin-login-box .logo-main { font-size: 24px; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
.admin-login-box .logo-main span { color: var(--gold); }
.admin-login-box .admin-label { font-size: 12px; color: var(--text-muted); letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 36px; }
.admin-login-box h2 { font-size: 26px; color: var(--navy); margin-bottom: 8px; }
.admin-login-box > p { font-size: 14px; color: var(--text-muted); margin-bottom: 32px; }

.admin-sidebar {
  width: 260px;
  background: var(--navy);
  min-height: 100vh;
  position: fixed;
  left: 0;
  top: 0;
  z-index: 200;
  display: flex;
  flex-direction: column;
}

.sidebar-logo {
  padding: 28px 24px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.sidebar-logo .logo-main { font-size: 18px; font-weight: 800; color: var(--white); }
.sidebar-logo .logo-main span { color: var(--gold); }
.sidebar-logo .logo-sub { font-size: 10px; letter-spacing: 1.5px; color: rgba(255,255,255,0.35); text-transform: uppercase; }

.sidebar-nav { padding: 20px 12px; flex: 1; }

.sidebar-nav-label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.25);
  padding: 0 12px;
  margin: 20px 0 8px;
}

.sidebar-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
  margin-bottom: 2px;
}

.sidebar-link i { font-size: 16px; width: 20px; text-align: center; }
.sidebar-link:hover, .sidebar-link.active { background: rgba(200,169,107,0.1); color: var(--gold); }

.sidebar-bottom { padding: 20px 12px; border-top: 1px solid rgba(255,255,255,0.06); }

.admin-main { margin-left: 260px; min-height: 100vh; }

.admin-topbar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 0 32px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 100;
}

.admin-topbar h1 { font-size: 20px; color: var(--navy); }

.admin-content { padding: 32px; }

.stats-cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 32px;
}

.stats-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 22px;
  transition: var(--transition);
}

.stats-card:hover { box-shadow: var(--shadow-sm); }

.stats-card .sc-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 16px;
}

.stats-card .sc-head span { font-size: 13px; color: var(--text-muted); font-weight: 500; }

.stats-card .sc-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.sc-icon.gold { background: rgba(200,169,107,0.1); }
.sc-icon.gold i { color: var(--gold); }
.sc-icon.navy { background: rgba(26,71,49,0.07); }
.sc-icon.navy i { color: var(--navy); }

.stats-card .sc-num { font-size: 32px; font-weight: 700; color: var(--navy); }

/* Admin Tables */
.admin-table-box {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}

.atb-header {
  padding: 20px 24px;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.atb-header h3 { font-size: 16px; color: var(--navy); }

table { width: 100%; border-collapse: collapse; }
table th {
  background: var(--bg-light);
  padding: 12px 16px;
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--text-muted);
  text-align: left;
  border-bottom: 1px solid var(--border);
}

table td { padding: 14px 16px; font-size: 14px; color: var(--text); border-bottom: 1px solid var(--border); }
table tr:last-child td { border-bottom: none; }
table tr:hover td { background: var(--bg-light); }

.badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 50px;
  font-size: 11px;
  font-weight: 600;
}

.badge-new    { background: #dbeafe; color: #1d4ed8; }
.badge-contacted { background: #fef3c7; color: #d97706; }
.badge-inprog { background: #f3e8ff; color: #7c3aed; }
.badge-closed { background: #dcfce7; color: #16a34a; }

/* =============================================
   SCROLL TO TOP
   ============================================= */
.scroll-top {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 46px;
  height: 46px;
  background: var(--gold);
  color: var(--navy);
  border: none;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  opacity: 0;
  visibility: hidden;
  transition: var(--transition);
  box-shadow: 0 4px 16px rgba(200,169,107,0.4);
  z-index: 500;
  font-size: 18px;
}

.scroll-top.visible { opacity: 1; visibility: visible; }
.scroll-top:hover { background: var(--gold-light); transform: translateY(-3px); }

/* =============================================
   AOS OVERRIDES
   ============================================= */
[data-aos] { transition-duration: 600ms !important; }

/* =============================================
   RESPONSIVE
   ============================================= */

/* Tablet */
@media (max-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr; gap: 50px; }
  .hero-visual { display: none; }
  .about-snapshot-grid { grid-template-columns: 1fr; gap: 40px; }
  .banking-grid { grid-template-columns: 1fr; gap: 40px; }
  .why-grid { grid-template-columns: 1fr; gap: 40px; }
  .about-full-grid { grid-template-columns: 1fr; gap: 40px; }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .branches-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  .team-card-full { grid-template-columns: 1fr; }
  .tcf-photo { height: 200px; flex-direction: row; gap: 20px; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .admin-sidebar { width: 220px; }
  .admin-main { margin-left: 220px; }
  .infra-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-cards { grid-template-columns: repeat(2, 1fr); }
  .exp-stats-bar { grid-template-columns: repeat(2, 1fr); }
}

/* Mobile */
@media (max-width: 768px) {
  .navbar { height: 70px; background: var(--navy); } /* always solid on mobile */
  .navbar.menu-open { background: var(--navy); box-shadow: 0 4px 30px rgba(0,0,0,0.3); }
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }

  /* Prevent any section from causing horizontal scroll */
  section, header, footer, main { overflow-x: hidden; max-width: 100%; }

  /* ---- AOS horizontal animation fix ----
     fade-left / fade-right start with translateX(±100px) which
     bleeds outside the viewport and creates a horizontal scrollbar.
     Override to vertical-only translation on mobile. ------------ */
  [data-aos='fade-left'],
  [data-aos='fade-right'] {
    transform: translate3d(0, 30px, 0) !important;
    opacity: 0;
  }
  [data-aos='fade-left'].aos-animate,
  [data-aos='fade-right'].aos-animate {
    transform: translate3d(0, 0, 0) !important;
    opacity: 1 !important;
  }

  .section-pad { padding: 70px 0; }
  .section-title { font-size: 28px; }

  .hero { padding: 100px 0 60px; }
  .hero-title { font-size: 26px; }  /* was 32px — prevents overflow on 320-375px phones */
  .hero-subtitle { font-size: 15px; }
  .hero-btns { flex-direction: column; align-items: stretch; }
  .hero-btns .btn { width: 100%; justify-content: center; }
  .hero-badges { gap: 14px; }

  .trust-bar-inner { flex-direction: column; align-items: flex-start; }
  .trust-divider { display: none; }

  .services-grid { grid-template-columns: 1fr; }
  .govt-grid { grid-template-columns: 1fr; }
  .infra-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .branches-grid { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }

  .page-hero { padding: 110px 0 60px; }
  .page-hero h1 { font-size: 32px; }

  .audit-type-cards { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .contact-form-box { padding: 28px 24px; }

  .admin-sidebar { display: none; }
  .admin-main { margin-left: 0; }
  .stats-cards { grid-template-columns: 1fr; }
  .exp-stats-bar { grid-template-columns: 1fr 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .audit-types-grid { grid-template-columns: 1fr; }
  .stats-grid-2 { grid-template-columns: 1fr; }
  .hero-stats-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
  .container { padding: 0 16px; }
  .section-title { font-size: 24px; }
  .cta-section h2 { font-size: 28px; }
  .hero-title { font-size: 22px; }
  .hero-label { font-size: 10px; letter-spacing: 1px; }
  .page-hero h1 { font-size: 26px; }
  .page-hero p { font-size: 15px; }
  .branches-grid { grid-template-columns: 1fr; }
  .about-mini-cards { grid-template-columns: 1fr; }
}

/* =============================================
   Infrastructure Grid (About page)
   ============================================= */
.infra-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.infra-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(200,169,107,0.15);
  border-radius: var(--radius);
  padding: 28px 24px;
}

.infra-card-icon {
  font-size: 24px;
  color: var(--gold);
  margin-bottom: 14px;
  display: block;
}

.infra-card-title {
  font-size: 16px;
  color: #fff;
  font-weight: 600;
  margin-bottom: 8px;
}

.infra-card-desc {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  margin: 0;
  line-height: 1.7;
}

/* =============================================
   Government Audit Cards
============================================================ */
.gov-card {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: var(--transition);
}
.gov-card:hover {
  border-color: rgba(200,169,107,0.35);
  box-shadow: var(--shadow);
}
.gc-icon {
  width: 52px;
  height: 52px;
  flex-shrink: 0;
  background: rgba(26,71,49,0.05);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.gc-icon i { font-size: 22px; color: var(--navy); }
.gov-card:hover .gc-icon { background: rgba(200,169,107,0.1); }
.gov-card:hover .gc-icon i { color: var(--gold); }
.gc-body { flex: 1; }
.gc-tag {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--gold);
  background: rgba(200,169,107,0.08);
  border: 1px solid rgba(200,169,107,0.2);
  border-radius: 50px;
  padding: 3px 10px;
  margin-bottom: 10px;
}
.gc-body h4 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}
.gc-body p {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.75;
  margin-bottom: 14px;
}
.gc-list { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; }
.gc-list li {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  color: var(--text-muted);
}
.gc-list li i { color: var(--gold); font-size: 12px; }

/* ============================================================
   Admin Dashboard — Stat Cards, Sidebar badge, Cards
============================================================ */
.admin-body { background: #f1f5f9; font-family: var(--font-primary); min-height: 100vh; }
.admin-wrapper { display: flex; min-height: 100vh; }

/* Sidebar */
.admin-sidebar {
  width: 240px;
  flex-shrink: 0;
  background: var(--navy);
  position: fixed;
  top: 0; left: 0; bottom: 0;
  display: flex;
  flex-direction: column;
  z-index: 100;
  overflow-y: auto;
}
.asb-brand {
  padding: 28px 24px 24px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.asb-brand .logo-text {
  font-size: 18px;
  font-weight: 800;
  color: #fff;
  letter-spacing: -0.5px;
}
.asb-brand .logo-text span { color: var(--gold); }
.asb-brand .logo-sub { font-size: 11px; color: rgba(255,255,255,0.4); letter-spacing: 1.5px; text-transform: uppercase; margin-top: 4px; }
.asb-nav { padding: 20px 16px; display: flex; flex-direction: column; gap: 4px; flex: 1; }
.asb-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.6);
  text-decoration: none;
  transition: var(--transition);
  position: relative;
}
.asb-link:hover { background: rgba(255,255,255,0.06); color: #fff; }
.asb-link.active { background: rgba(200,169,107,0.12); color: var(--gold); }
.asb-link i { width: 18px; text-align: center; }
.asb-badge {
  margin-left: auto;
  background: #ef4444;
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  min-width: 20px;
  height: 20px;
  border-radius: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 6px;
}
.asb-divider { height: 1px; background: rgba(255,255,255,0.07); margin: 12px 0; }
.asb-logout { color: rgba(239,68,68,0.7); margin-top: auto; }
.asb-logout:hover { background: rgba(239,68,68,0.08); color: #ef4444; }

/* Main area */
.admin-main {
  margin-left: 240px;
  flex: 1;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

/* Topbar */
.admin-topbar {
  background: var(--white);
  border-bottom: 1.5px solid var(--border);
  padding: 0 32px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: sticky;
  top: 0;
  z-index: 50;
}
.admin-topbar h1 { font-size: 20px; font-weight: 700; color: var(--navy); }
.atb-user { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--text-muted); }
.atb-user i { font-size: 20px; color: var(--gold); }

/* Stat cards */
.admin-stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  padding: 28px 32px 0;
}
.admin-stat-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 22px;
  display: flex;
  align-items: center;
  gap: 16px;
  transition: var(--transition);
}
.admin-stat-card:hover { box-shadow: var(--shadow-sm); }
.asc-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}
.asc-num { font-size: 28px; font-weight: 800; color: var(--navy); line-height: 1; margin-bottom: 4px; }
.asc-lbl { font-size: 13px; color: var(--text-muted); }

/* Content card */
.admin-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  margin: 24px 32px;
  overflow: hidden;
}
.admin-card-header {
  padding: 18px 24px;
  border-bottom: 1.5px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.admin-card-header h3 { font-size: 17px; font-weight: 700; color: var(--navy); }

/* Table */
.admin-table-wrap { overflow-x: auto; }
.admin-table { width: 100%; border-collapse: collapse; }
.admin-table th {
  background: var(--bg-light);
  padding: 12px 16px;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: var(--text-muted);
  text-align: left;
  border-bottom: 1.5px solid var(--border);
  white-space: nowrap;
}
.admin-table td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--border);
  font-size: 14px;
  color: var(--text);
  vertical-align: middle;
}
.admin-table tbody tr:last-child td { border-bottom: none; }
.admin-table tbody tr:hover { background: rgba(248,250,252,0.8); }
.admin-table a { color: var(--gold); text-decoration: none; }
.admin-table a:hover { text-decoration: underline; }

/* Status badges */
.admin-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  padding: 3px 10px;
  border-radius: 50px;
  letter-spacing: 0.4px;
}
.badge-new       { background: rgba(239,68,68,0.08);  color: #dc2626; border: 1px solid rgba(239,68,68,0.2); }
.badge-contacted { background: rgba(59,130,246,0.08); color: #2563eb; border: 1px solid rgba(59,130,246,0.2); }
.badge-progress  { background: rgba(245,158,11,0.08); color: #d97706; border: 1px solid rgba(245,158,11,0.2); }
.badge-closed    { background: rgba(16,185,129,0.08); color: #059669; border: 1px solid rgba(16,185,129,0.2); }

/* Admin login page extras */
.alb-brand { margin-bottom: 28px; }
.alb-brand .logo-text { font-size: 22px; font-weight: 800; color: var(--navy); }
.alb-brand .logo-text span { color: var(--gold); }
.alb-brand .logo-sub { font-size: 12px; color: var(--text-muted); letter-spacing: 1.2px; text-transform: uppercase; margin-top: 4px; }
.alb-sub { font-size: 14px; color: var(--text-muted); margin-bottom: 28px; }
.alb-footer { margin-top: 28px; text-align: center; }
.alb-footer a { font-size: 13px; color: var(--text-muted); text-decoration: none; }
.alb-footer a:hover { color: var(--gold); }
.admin-login-box .alb-brand + h2 { display: none; } /* hides duplicate h2 if present */

@media (max-width: 1100px) {
  .admin-stats-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .admin-sidebar { display: none; }
  .admin-main { margin-left: 0; }
  .admin-stats-grid { grid-template-columns: 1fr 1fr; padding: 20px; }
  .admin-card { margin: 16px; }
  .admin-topbar { padding: 0 20px; }
}
@media (max-width: 480px) {
  .admin-stats-grid { grid-template-columns: 1fr; }
}

/* Government audit page — additional grid */
@media (max-width: 768px) {
  .gov-card { flex-direction: column; }
}